Archive for the ‘Health Insurance’ Category

I am planning on substitute teaching which doesn’t offer health insurance. What is the best way to go about getting health insurance for just me?

You can buy many different types of Health Insurance from numerous firms. A quick look in your local yellow pages under "Insurance Brokers" (or similar) will turn up a bunch of agents.

There are different types available at varying prices. I assume you are fairly young, so that works in your favor. You may also wish to ask about "catastrophic" coverage which is less expensive, but only starts paying off after the accrued bills reach a certain (high) amount.

Hey. Please somebody help me. I am employed but don’t get any Health Insurance. I am 27 and single and need a good health insurance but cheap. I live in Florida. Can somebody can help me with that?

I recommend you this site where you can compare quotes so you can find the best option for you

http://qinsurance.notlong.com

Hey. Please somebody help me. I am employed but don’t get any Health Insurance. I am 27 and single and need a good health insurance but cheap. I live in South California. Can somebody can help me with that?

Try this site

http://insuranceq.notlong.com

Here you can compare quotes from different companies

In 1971, President Nixon proposed a national Health Insurance plan built on heavily employer private coverage. Senator Ted Kennedy proposed what would today be called a single-payer plan. In 1974, the debate had morphed into Nixon vs. Kennedy-Mills vs. Organized labor. Despite the prediction in the second clip shown, the result was stalemate rather than passage in 1974 or 1975.

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In 1971, President Nixon proposed a national Health Insurance plan built on heavily employer private coverage. Senator Ted Kennedy proposed what would today be called a single-payer plan. In 1974, the debate had morphed into Nixon vs. Kennedy-Mills vs. Organized labor. Despite the prediction in the second clip shown, the result was stalemate rather than passage in 1974 or 1975.

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We had a baby 3 months ago, but I am looking for Health Insurance that is good and affordable for my wife. Any suggestions?

Yea it sucks how our health-care system hasn’t caught up yet. It makes me furious. Anyhow, I’ve heard Blue Cross/Blue Shield is good and I believe it’s the most inexpensive. I had Cigna for a while and that was good. Health-Net is pretty good only if you don’t have any pre-existing conditions otherwise they really raise the premium. Look into Eatna as well. I’ve heard there a little more pricier in comparison to the others but I’ve also heard that they seem to cover more.

She works full time but her employer charges an outrageous amount of money for health insurance. I know there are many many young people who don’t have Health Insurance, mostly because of the cost of high insurance premiums. But my daughter really needs it cause she has some health issues that will stay with her for a lifetime.

thanks everyone!

Try this site

http://affordinsurance.notlong.com

Here you can compare quotes from different companies

I am a dependant on my mother’s Health Insurance from her employer. Recently I was sent a mail requesting a proof of enrollment to show that I am indeed a full-time student. I put in a proof of enrollment that I am taking the 12 units in college, plus I also sent a copy of my schedule for this semester.

Today I get a letter saying that my insurance has been terminated and I am no longer eligible because of my age.

I thought full time students who are 21 and under can still be placed as a dependant? Is there a chance they just didnt receive my mail? If thats so, then why didnt they state that they didnt receive the required proof of enrollment instead of terminating me for my age?

I want to call them but they are closed for the weekend, so any advice from you guys so I know what I am saying when im on the phone with them would be helpful.
Btw it is not grades, I have a 3.5 gpa.
All those telling me to call them up is useless since I already plan to, what I need is any advice on what to say when I do call them on monday, since they are closed for the weekend.

It doesn’t matter what your grades are – just that you are enrolled for full time status.

I can see 2 scenarios happening here –

1) They just didn’t get the info. When you sent it in, did you include something referencing you as a dependent on your mom’s policy? If the document only had your name on it, they may not have been able to identify what policy it went with and thus weren’t able to process it correctly. (Note to everyone – include the policy ID number and the name of the insured individual on ANY documents you send to your insurance company. It will be extremely helpful in making sure your document is processed correctly.)

2) Is the school you’re attending accredited? Sometimes there’s a clause that you have to be attending an accredited university, so if a person were attending a technical school, beauty school, etc. full time it wouldn’t count.

I suspect in your case that #1 occurred, and you should be able to get this resolved on Monday.

Also, you can make the call yourself – anyone on a medical policy can make calls and discuss their own information, it doesn’t only have to be the cardholder. (Sure, if you had never been on the policy at all, your mom would have to make the call. But you can call to discuss your own personal information, which includes full time student documentation.)

In Glenside, PA, President Obama explains why Health Insurance reform is a necessity and calls on Congress to put aside politics and hold a final up or down vote on reform. March 8, 2010.

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I mean besides worrying that if the company you work for goes bankrupt there goes your health insurance and the COBRA extension; Also, wouldn’t it be amazing if you could work the job you *want* rather than the one that offers the best benefits. Why do we still have this system as it limits self employment, small business growth and creates "job lock"? Ever tried buying insurance independently outside of an office pool with two pre-existing conditions? Even if you cut back on absolutely everything, it’s still unaffordable.

1) It means that most working Americans (fulltime) do have health insurance through their companies.

2) It means that most Americans have absolutely no idea as to how much their health insurance REALLY costs: about $12,500-13,000/year for family coverage.

I am with you, we are on COBRA and spend 25% of our income on Health Insurance. next year we will be uninsurable because my husband has had prostate cancer–not exactly his fault.

My feeling is we will never have universal health coverage until ALL Americans understand how much health insurance really costs by having to pay for it themselves rather than getting it at a reduced cost thru their employers.